Florin Carare

Business Analyst Roles:   There are many types of roles that are required of a modern Analyst. It depends greatly on the type of industry you are in, but some fundamental aspects remain. Let's break the term Business Analyst down for a second. The term Business implies the goal of making money. But there are many types of organizations that are in business not just to make money. Take non-profit organizations or community groups for example. And Analyst means a person who analyzes something. So some people may argue that a better term for a Business Analyst is a "Organization Analyst". The most key roles for a Analyst include:   Superior attention to detail Great interpersonal skills Excellent communication both written and verbal Understanding of the company's business practices and familiarity with the industry. You should notice that these skills are not just confined to one type of industry. The main goal of any organization analyst is to define t...

The most difficult part about acquiring loans is to convince others about business goals so that they can extend support and provide the required capital for smooth operation of the business. The good thing about the small business loan is that the government continuously offer plans and amend legislation so as to make it easily accessible.   The provisions made by the Federal Government on a regular basis by forwarding billions of Bank loan Grants make it feasible for banks to find sufficient credit so as to offer loans to small businesses. It is a fact that the Small Business Administration (SBA) does not directly offer loans to businesses in need. It makes provisions and works with banks to guarantee the loan. The provisions make it easy for a start-up business to find the required capital in the form of Business Start Up loans. Then they can approach leading banks such as J.P. Morgan Chase, Banks of America and others.   Loans are being offered at discounted inter...

Introduction:   The field of finance includes markets with diversified functions. Some of these markets assume a role of financing and so they are called capital markets and they hold the financial market by long-term financing and the money market by short-term financing. The financial market is thus presented as a component of the capital market which allows the financing of the economy. It is the place of emission and exchange of the transferable securities, mainly the actions and the obligations. The stock market or the share market is the wing of the economy where the activities of stock finance takes place.   The organization and the structure of this market:   It is an official and organized market in which the exchanges of foreign transferable securities take place under the guidance of a centralized authority. The operation of the financial market rests on the activities of the share market. It is where investors from within the country and the forei...

Your investment portfolio will typically include conventional investments such as stocks and bonds both equally important parts of a solid, long-term investment strategy. But, there are many other less-typical investments that can supplement your portfolio and provide you with opportunities to reduce some of the effects of market fluctuations. Consider alternative investments such as commodities, hedge funds, mutual funds with alternative strategies, and futures to round off your portfolio.   What are alternative investments? Alternative investments are asset classes that generally don't move together with traditional equity and fixed income markets. They usually follow their own cycles. As a result, alternative asset classes have a low correlation with standard asset classes; therefore they may help diversify your portfolio by reducing the overall volatility of the portfolio when traditional asset classes such as stocks and bonds are performing poorly.   Historicall...

Private Equity (PE) investing has grown dramatically over the past 5 years, and the private equity funds have produced excellent returns for investors. Private Equity funds have become very popular and trendy "alternative investments" that many large investors (high net worth families and institutional investors) have felt like that had to be involved with. Private Equity funds try to acquire companies or businesses cheaply. They use lots of tax-deductible debt to leverage their returns, cut costs to try to improve the short and long-term profitability, and sell assets to take capital out. Sometimes they pay themselves a dividend out of company owned assets, and they eventually (2-5 years later) sell out to another buyer or take the company public at a higher valuation. The favorable conditions that helped drive the recent private equity boom have changed dramatically over the past year. Future private equity returns will be much lower than they were over the past 5 years ...